Assess the risk. Know your rights.
Determine liability, estimate case strength, and generate a formal incident report based on the laws of your State.
Use our dog bite settlement calculator to estimate the value of your claim. Settlements are calculated based on economic damages (medical bills, lost wages) and non-economic damages (pain and suffering, emotional distress). In many states, settlements for facial scarring, nerve damage, or attacks on children can exceed $100,000.
1. Severity of Injury: Puncture wounds vs. maulings. Permanent scarring increases the "pain and suffering multiplier" significantly.
2. State Laws: Strict Liability states (like CA, FL) favor victims, while One Bite Rule states (like TX, VA) require proving negligence.
3. Insurance Policy Limits: Most homeowner's insurance policies have limits between $100,000 and $300,000. Collecting above this amount is difficult unless the owner has assets.
Step 1: Seek medical attention immediately to document the injury. Step 2: Report the bite to Animal Control or the police to create an official paper trail. Step 3: Get the owner's insurance information. Step 4: Take photos of the injuries and the dog.
Yes. Even if the skin wasn't broken, you may have a claim for assault or psychological trauma (PTSD). However, without significant medical bills, the settlement value will be lower. Always document bruising or torn clothing.
The Statute of Limitations varies by state. For example, it is 1 year in Tennessee but 6 years in Maine. If you miss this window, you cannot sue. Our tool automatically checks your specific state deadline.